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Retire On Your Own Terms

  • Oppenheimer & Co. Inc.
  • August 5, 2020
Annuities can offer the protection your portfolio needs.

why annuities can offer protection to your portfolio
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Annuities offer investors the ability to diversify their overall portfolio according to their risk tolerance through the use of living benefits, death benefits and tax deferral.

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Annuities are the only investment that can provide a guaranteed* lifetime stream of income during retirement**. This can provide a comfort level which can ease concerns about outliving current retirement savings. This income can also increase over time.

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Annuities provide various death benefit options for clients concerned with wealth transfer.

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Annuities do not go through the probate process.

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Non-Qualified annuities are the only investment vehicle to offer tax deferred growth which can help clients defer taxes until they are retired and in a lower tax bracket.

We are here to help. For questions or for more information, contact an Oppenheimer Financial Professional.


* Any payment guarantees are based on the claims paying ability of the insurance company.

** Source: 2010 Annuity Fact Book

© 2020 Oppenheimer & Co. Inc. Transacts Business on All Principal Exchanges and Member SIPC. All rights reserved.

This brochure is intended for informational purposes only. The material herein has been obtained from various sources believed to be reliable but is not guaranteed by us as to accuracy or authenticity. All information provided and opinions expressed are subject to change without notice. No part of this brochure may be reproduced in any manner without written permission of Oppenheimer & Co. Inc. (“Oppenheimer”). Neither Oppenheimer nor any of its affiliates or employees provide legal or tax advice. However, your Oppenheimer Financial Professional will work with clients, their attorneys and their tax professionals to help ensure all of their needs are met and properly executed. Investors should consult with their legal and/or tax Advisors before implementing any wealth transfer strategies. Securities are offered through Oppenheimer. Variable annuities are sold by prospectus only, which describes the risks, fees and surrender charges that may apply. Investors should consider the investment objectives, risk and charges of the investment company carefully before investing. The prospectus contains this and other information. You may obtain a prospectus from your Oppenheimer Financial Professional. Please read carefully before investing. Oppenheimer may receive compensation in the form of fees or commissions for services referred to and performed by our strategic alliance firms. However, Oppenheimer and the firms mentioned herein are completely independent of each other. Oppenheimer Life Agency Ltd. is a wholly owned subsidiary of Oppenheimer & Co. Inc.