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Retirement Services for Individuals

Careful planning to help you retire comfortably.

Your retirement should be a time of rest and relaxation – spending time with your family, friends, hobbies, and other pursuits. It should not be a time of wondering how long your savings will last or how you will meet your spending needs. That’s why it’s important that you plan appropriately. A well thought out and executed retirement plan can help you maintain the type of lifestyle and spending habits you want to during your retirement years.

Your Oppenheimer Financial Professional can help you establish and maintain traditional and Roth Individual Retirement Accounts (IRAs). There are many features of IRAs to be considered over the life of the account, including contributions to employer qualified retirement plans and determining if and when you should rollover your traditional IRA to a Roth IRA. 

At Oppenheimer, all of your IRA and savings accounts are self-directed, meaning you control your investment allocation among a wide variety of investment options – from individual stocks and bonds to thousands of mutual funds and professional money management programs. Your Financial Professional is there to guide you and help you make well-thought-out investment and asset allocation recommendations that are right for you today and well into the future.

Other tax-advantaged savings accounts

There are additional tax advantaged savings accounts that may make sense along with your individual retirement account. They may include:

  • Health Savings Accounts (HSAs) - provided for participants in high-deductible health plans; HSAs can be a great way for some individuals to provide for medical expenses in retirement
  • Coverdell Education Savings Accounts (Coverdell ESAs) - available to eligible individuals who are interested in saving for a child’s education needs. Coverdell ESAs are exclusively for the education needs of a child, and generally must be spent well in advance of retirement
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