Love That Lasts A Lifetime

As you watch your children grow up, you will think about their future and how you can provide them with the best opportunities life has to offer. If you have a child with special needs, you may have additional concerns about how their life will continue if something were to happen to you and you were unable to care for them.

• Will they live in a specialized care facility, or can they live on their own?
• Will they need a home-care nurse?
• Can they earn their own income or are they reliant on your support?
• Do they require specialized equipment or medications that are not covered by their health insurance?
• What costs will they accrue on a daily basis? Will these costs increase over time?

Have You Considered an Annuity?

An annuity can be a valuable resource in providing supplemental income to help ensure they receive the care they need, no matter what the future holds.

Sharing is Caring - Providing for a Loved One 

Evan and Stacey, 57, have a daughter, Ashley, who is 23 years old. She was born with special needs, and her parents have always taken care of her to give her the best life they could. Now that Evan and Stacey are nearing retirement, they are beginning to think about who will look after Ashley if they are no longer able to, and if they will have the funds to sustain the lifestyle that they have built for her. Evan and Stacey decide to meet with their Financial Professional, John, regarding their concerns, who suggests purchasing an annuity. The annuity will provide an income stream that will help provide the necessary funds for Ashley, giving her the ability to receive the care she needs throughout her lifetime. Evan and Stacey were happy they discussed their concerns with John and went with his advice regarding the annuity. They now have the confidence that Ashley will always be taken care of and that she will have the care they always envisioned for her.

A Clear Course Ahead