Wealth Management
Planning for Life's Possibilities
July 28, 2026
Nancy and her granddaughter, Sophie, were spending the afternoon at the playground, enjoying time together. Watching her granddaughter play, Nancy felt grateful for the life she had built and the retirement she worked so hard to achieve. At the same time, she couldn’t help but wonder what would happen if an unexpected health condition were to arise in her life that required long-term care. She worried about how those costs could affect her retirement savings.
Looking for guidance, Nancy met with her Financial Professional, Maggie. During their meeting, Nancy expressed her concerns that if an unexpected health event occurred during her retirement, will her savings outlast any medical expenses that were required for her care?
Maggie recommended an option to Nancy that by purchasing a Global Atlantic Annuity, which has a long-term care component, her retirement savings could be secured. She further explained that this annuity would provide an amount triple to the principal that could help cover any long-term care cost. In addition, any contract value not used for long-term care expenses can be passed to your beneficiaries as a death benefit, preserving the legacy she wants to leave for her family.
Nancy was happy she met with Maggie and followed her advice. After purchasing the annuity, Nancy felt confident that she could enjoy her retirement with less worry about a potential long-term care event derailing her future savings.
The information contained herein is general in nature, has been obtained from various sources believed to be reliable and is subject to changes in the Internal Revenue Code, as well as other areas of law. This material is for informational purposes only and should not be construed as a solicitation of any particular insurance product or insurance carrier. Insurance is sold through Oppenheimer Life Agency, Ltd. (OLA), an indirect wholly owned subsidiary of Oppenheimer Holdings. Before purchasing a policy of insurance, please review both the insurance carrier and the insurance policy carefully before investing. A strategic alliance exists between OLA and various outside providers whereby products and services may be utilized. Such providers may receive compensation as a result of the strategic alliance. However, the firms are completely independent of each other. This material is not a recommendation as defined in Regulation Best Interest adopted by the Securities and Exchange Commission. Oppenheimer & Co. Inc. Transacts Business on all Principal US Exchanges and is a Member of SIPC. 9043267.1
