Our Process

Step 1: Getting to Know You

Timeline: Initial Meeting

Topics Discussed:

What type of investor are you?
Family Dynamics
Goals and Objectives
Risk

Step 2: Collect Financial Statements and Analysis

Timeline: 7 Days

Review Includes:

Tax Return
Investment Accounts
401(k) and Retirement
Other Considerations

Step 3: Investment Policy Statement

Timeline: 14 Days

Deliverables:

Cash Flow
Investment Guidelines

Step 4: Asset Allocation and Identify Managers

Timeline: 20 Days

Activities:

Risk Analysis
Asset Class Identification
Manager Search

Step 5: Quarterly Performance Reporting

Timeline: 45 Days

Focus Areas:

Market Recap
Allocation Analysis and Rebalance
Manager Assessment

Step 6: Ongoing Review

Timeline: 60–90 Days

Review Topics:

Reassessment
Is it working?
Life Changes
Redirection

Ongoing Due Diligence

Timeline: Ongoing

Continuous monitoring and oversight of the investment strategy and managers.

Overall Timeline

Initial Meeting
7 Days: Collect Financial Statements and Analysis
14 Days: Investment Policy Statement
20 Days: Asset Allocation and Identify Managers
45 Days: Quarterly Performance Reporting
60–90 Days: Ongoing Review
Ongoing: Due Diligence

atlantic group process

Use of an asset allocation does not assure a gain nor protect against loss.

If you select one or more of the advisory services (i.e., Financial Planning Services) offered by Oppenheimer & Co. Inc. or its affiliate Oppenheimer Asset Management Inc., we will be acting in an advisory capacity. If you ask us to effect securities transactions for you, we will be acting as a broker-dealer. Please see the Oppenheimer & Co. Inc. website www.oppenheimer.com or call the branch manager of the office that services our account, for further information regarding the differences between brokerage and advisory product and services.