Do You Know Where All of Your RSUs, ISOs, and NQs Are?

Be sure to consolidate all the bonuses that you earned over the years.

After years of working hard at one or multiple companies, it's important to ensure that you have consolidated all of your retirement savings to see when you can retire. You may be surprised to find out that you're closer to retirement than you think.

Did you receive bonuses at more than one company? A key factor in planning for retirement is tracking and consolidating your RSUs (Restricted Stock Units), ISOs (Incentive Stock Options), and NQs (Non-Qualified Stock Options). Are these forms of equity compensation that your companies gave to you as part of your benefits package? RSUs, ISOs, and NQs can be a valuable source of income during retirement, and it's essential to have a clear understanding of their value.

At Oppenheimer, our advisors can help you track all of your retirement funds and calculate your retirement savings to determine when you can retire. We understand that retirement planning can be complex yet very rewarding.

Checklist of questions to consider:

• Have I tracked all my RSUs, ISOs, and NQs?
• How much do my shares generate in dividends?
• Have my shares vested?
• Have I retained or sold the shares that are fully vested?
• Have I exercised my options before the expiration date and received the shares of the stock?
• Are my shares consolidated in one investment account?

To help you answer these questions and plan for your retirement, take advantage of The Power of Oppenheimer Thinking. Find an advisor near you today.